If you’re looking for the best travel-friendly cards with minimal fees and maximum convenience, here are some top options:
Wise
Wise (formerly TransferWise) offers a multi-currency account and a debit card that lets you hold, exchange, and spend in multiple currencies at real exchange rates. It’s ideal for frequent travellers, as it has no foreign transaction fees and only small conversion fees when exchanging currencies. Wise also supports free ATM withdrawals up to a limit.
Revolut
A strong choice for travellers, Revolut provides free ATM withdrawals (within limits), no foreign transaction fees, and real-time exchange rates. It supports multiple currencies and allows instant freezing/unfreezing of the card for security.
Monzo
Monzo’s debit card is great for international travel, offering fee-free spending abroad and competitive exchange rates. It also provides instant notifications and budgeting tools, making it easy to track your expenses.
Chase (UK & US)
For US travellers, the Chase Sapphire Preferred credit card offers no foreign transaction fees, great rewards on travel spending, and useful perks like travel insurance. UK travellers can opt for the Chase UK debit card, which provides free spending abroad and cashback on purchases.
Starling Bank
A top choice in the UK, Starling Bank’s debit card has no foreign transaction fees, no ATM withdrawal charges, and real exchange rates. It’s a great option for travellers who want a fully digital banking experience with solid customer service.
The market is very dynamic with new players arriving and the older ones changing their fee structure.
Before going on holiday, always ensure that the Terms and Conditions have not become unfavourable. What might have been a great deal one year might now be just average the next!
